Search the National Register of Historic Places and check with your city and county assessor’s office to see if the home is individually listed or part of a historic district.
Conventional mortgages, FHA loans, and home equity loans can all work. Talk to lenders specializing in historic properties about options like construction loans or renovation financing.
In addition to a general home inspector, consider hiring specialists like a preservation architect, structural engineer, and HVAC/plumbing professionals used to working on old homes.
Additions are possible but must be approved by the local historic commission. Make sure to follow guidelines on placement, size, height, materials, and design compatibility.
